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TO GET WHERE YOU'RE GOING

USE WHERE YOU ARE

H O M E  E Q U I T Y  L I N E  O F  C R E D I T

THE EQUITY IN YOUR HOME CAN HELP YOU ACHIEVE YOUR GOALS.


Take a trip, pay for college, take control of debt or do some home improvement.
How you use the funds is up to you.

4.75

INTRO RATE:

2.99

APR**

%

NON-INTRO RATE:

APR* FOR 12 MONTHS

%

A LOW RATE MAKES IT EASY.

SPECIAL INTRODUCTORY INTEREST RATE

NO APPRAISAL FEES

SOME OF THE BENEFITS OF HOME EQUITY LINE OF CREDIT INCLUDE:

EASY ACCESS TO FUNDS

LOCAL DECISION-MAKING
MAKES APPROVAL
FAST AND EASY

PROVIDE YOUR INFO

AND A LOAN EXPERT WILL SET UP A TIME TO TALK.

The exact amount of your home equity line of credit will be based on the total value of your property (according to an appraisal) minus the balance you owe, along with your ability to repay.

 

*The 2.99% Introductory Annual Percentage Rate (APR) will be fixed for the first twelve months. After twelve months, the introductory rate will convert to a variable APR based on predetermined margins at or above the prime lending rate as published in The Wall Street Journal and may vary monthly but will never go below a floor rate of 3.74%. As of 4/25/18 the APR ranged from 4.75% to 6.75%.

 

**Non-introductory rate requires an 80% or less Loan to Value (LTV) and proceeds cannot be used to pay off existing City National Bank real estate-secured debt. The APR may vary monthly but will never go below a floor rate of 3.74%.

 

Limited-time offer. This offer is for a secured home equity line of credit and your residence is the collateral. Maximum Loan to Values (LTVs) of 89%. Your home must be a single-family, owner-occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance may be required. Offers not available to existing City National Bank real estate-secured loan customers. Maximum APR is 18%. $50 annual fee waived for the first year. Early payoff fee equal to 1% of the credit balance of the credit agreement or $250, whichever is less, if the line is closed within 12 months of opening. Applicable recording taxes will apply. A payment of principal plus interest will be required after initial draw period.

 

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