Home, sweet(er) home. You can make a good thing better with a home equity line of credit from City. Borrow at a great, low rate and use only the funds you need, for only as long as you need them.

The exact amount of your home equity line of credit will be based on the total value of your property (according to an appraisal) minus the balance you owe, along with your ability to repay. *The 1.99% Introductory Annual Percentage Rate (APR) will be fixed for the first six months. After six months, the introductory rate will convert to a variable APR based on predetermined margins at or above the prime lending rate as published in The Wall Street Journal and may vary monthly but will never go below a floor rate of 3.74%. As of 4/5/2021 the APR ranged from 3.74% to 5.25%. **Non-introductory rate requires an 80% or less Loan to Value (LTV) and proceeds cannot be used to pay off existing City National Bank real estate-secured debt. The APR may vary monthly but will never go below a floor rate of 3.74%. This offer is for a secured home equity line of credit and your residence is the collateral. Maximum Loan to Values (LTVs) of 89%. Your home must be a single-family, owner-occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance may be required. Offers not available to existing City National Bank real estate-secured loan customers. Maximum APR is 18%. $50 annual fee waived for the first year. Early payoff fee equal to 1% of the credit balance of the credit agreement or $250, whichever is less, if the line is closed within 12 months of opening. Applicable recording taxes will apply. A payment of principal plus interest will be required after initial draw period.

Feeling cramped in a shared space?

Make room for you. A home equity line of credit can make it happen.

THE EQUITY IN YOUR HOME CAN HELP YOU ACHIEVE YOUR GOALS.

A LOW RATE MAKES IT EASY.

SOME OF THE BENEFITS OF A HOME EQUITY LINE OF CREDIT INCLUDE:

Home Equity Loans

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